About Us
Meet the Team
Meredith Jones, DVM, CSLP®, AFC®
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I’m a veterinarian who spent over a decade in emergency veterinary medicine. During that time, I saw how much financial stress student loans create and how often veterinarians are left piecing together information without a clear strategy.
As I worked through my own loans, I became interested in personal finance and student loan planning. That led me to become a Certified Student Loan Professional and transition into financial planning.
I founded Vet Debt Experts to give veterinarians a straightforward way to understand their options, run the numbers, and make decisions with confidence.
Joe Warner, CSLP®
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I’m a financial planner and Certified Student Loan Professional with a background in banking and fintech. My wife is a veterinarian, so I’ve seen firsthand how complex student loan decisions can become and how often veterinarians are left without clear guidance.
I focus on helping veterinarians work through their options in a practical, structured way. During consults, I translate complex rules into clear choices so you can understand what each path looks like and decide what makes the most sense for you.
Our Approach
We focus on helping you understand your options using your real numbers.
During your consult, we walk through your loans together, model different strategies, and help you see how each path plays out. You’ll leave with a written strategy and clear next steps you can actually follow.
Get clear on your student loan strategy
Schedule your consult and we’ll walk through your options together.